Send money from Germany to Ghana

You pay in EUR, the recipient gets GHS. Below are services that can do this today, ranked by how much actually arrives after all fees and exchange-rate markups.

Market rate: 1 EUR = 12.9747 GHS
Best now: Paysend — send 500 EUR, receive about 6,531.26 GHS.
Estimates for 500 EUR; open the app for your own amount. · Updated:

Services that send this corridor directly

Paysend Best nowBetter rate on your first transfer
Loss vs market: +0.68%
6,531.26 GHS
Debit card Visa/Mastercard (Apple Pay / Google Pay) → To a Visa/Mastercard card or bank account
Open Paysend

Calculate your amount

Convert EUR to GHS in the app

How it works

  1. Pick a service above and open it with our link (some give a bonus on the first transfer).
  2. Register and pass a quick identity check — usually a passport photo, a few minutes.
  3. Pay with a card or bank transfer in Germany; the recipient in Ghana gets money to a card, account or wallet.

FAQ

What is the cheapest way to send money from Germany to Ghana?

Compare the amount received, not the advertised fee: a "0% fee" service can hide 3% in the exchange rate. The list above already accounts for both.

How long does a transfer from Germany to Ghana take?

Card-to-card and stablecoin transfers usually arrive within minutes; bank payouts can take up to 1–3 business days.

What is the EUR to GHS exchange rate today?

The mid-market rate is 1 EUR = 12.9747 GHS. Services add their own markup; we show how much of it you lose.

Are these services legal and safe?

All listed services are public companies with their own licences and terms. Check the recipient's country rules and your bank's limits before a large transfer.

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