Send money from Nigeria to United States

You pay in NGN, the recipient gets USD. Below are services that can do this today, ranked by how much actually arrives after all fees and exchange-rate markups.

Market rate: 1 NGN = 0.000746308 USD
Estimates for 500,000 NGN; open the app for your own amount. · Updated:

Services that send this corridor directly

None of the services we track pays out USD for NGN in one step yet.

So far we've found only USDT → USD

HOT Wallet Best now
Loss vs market: 0%
100 USD
On-chain (TON) → On-chain (NEAR)
Open HOT Wallet
Walt DeFi
Loss vs market: 0%
100 USD
USDT on-chain, TON network (TON) → USDT on-chain, TON network (TON)
Open Walt DeFi
Ether.fi
Loss vs market: 0%
100 USD
USDT (Solana) → USDT (OP Mainnet)
Open Ether.fi

Calculate your amount

Convert NGN to USD in the app

How it works

  1. Pick a service above and open it with our link (some give a bonus on the first transfer).
  2. Register and pass a quick identity check — usually a passport photo, a few minutes.
  3. Pay with a card or bank transfer in Nigeria; the recipient in United States gets money to a card, account or wallet.

FAQ

What is the cheapest way to send money from Nigeria to United States?

Compare the amount received, not the advertised fee: a "0% fee" service can hide 3% in the exchange rate. The list above already accounts for both.

How long does a transfer from Nigeria to United States take?

Card-to-card and stablecoin transfers usually arrive within minutes; bank payouts can take up to 1–3 business days.

What is the NGN to USD exchange rate today?

The mid-market rate is 1 NGN = 0.000746308 USD. Services add their own markup; we show how much of it you lose.

Are these services legal and safe?

All listed services are public companies with their own licences and terms. Check the recipient's country rules and your bank's limits before a large transfer.

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