Send money from Türkiye to Germany

You pay in TRY, the recipient gets EUR. Below are services that can do this today, ranked by how much actually arrives after all fees and exchange-rate markups.

Market rate: 1 TRY = 0.0179554 EUR
Best now: KuCoin — send 20,000 TRY, receive about 352.37 EUR.
Estimates for 20,000 TRY; open the app for your own amount. · Updated:

Services that send this corridor directly

KuCoin Best nowBonus for new users
Loss vs market: 1.88%
352.37 EUR ≈
Banxa, Simplex, BTC Direct, LegendTrading, Onramp → SEPA / SEPA Instant bank transfer
Open KuCoin
Walt DeFi
Loss vs market: 8.93%
327.02 EUR ≈
Bank card (MoonPay/Mercuryo) -> USDT or GRAM → Sell USDT / GRAM to a bank card (MoonPay) (TON)
Open Walt DeFi
Walt
Loss vs market: 11.77%
316.85 EUR
Карта / Apple Pay (Mercuryo) -> USDT, сверх бесплатного лимита → card sell (Mercuryo)
Open Walt

Two-step route via a dollar stablecoin (USDT)

Buy USDT for TRY in one service, send it (fees are cents), and sell it for EUR in another. Two steps, but often cheaper than a bank wire, and it works for corridors nobody serves directly.

Step 1 — TRY → USDT

KuCoin Best nowBonus for new users
Loss vs market: 1.7%
395.22 USDT ≈
Banxa, Simplex, BTC Direct, LegendTrading, Onramp → On-chain PLASMA
Open KuCoin
Walt DeFi
Loss vs market: 4.64%
383.38 USDT ≈
Bank card (MoonPay/Mercuryo) -> USDT or GRAM → USDT on-chain, TON network (TON)
Open Walt DeFi
Walt
Loss vs market: 6.96%
374.07 USDT
Карта / Apple Pay (Mercuryo) -> USDT, сверх бесплатного лимита → USDT (TON)
Open Walt

Step 2 — USDT → EUR

Tuyo Best now
Loss vs market: 0.12%
89.21 EUR ≈
USDT (Polygon) → EURC send (Base)
Open Tuyo
Ether.fi
Loss vs market: 0.15%
89.19 EUR
USDT (Solana) → EURC (Ethereum)
Open Ether.fi
Plasma One
Loss vs market: 1%
88.43 EUR ≈
USDT (Tron) → SEPA payout (via Bridge)
Open Plasma One

Calculate your amount

Convert TRY to EUR in the app

How it works

  1. Pick a service above and open it with our link (some give a bonus on the first transfer).
  2. Register and pass a quick identity check — usually a passport photo, a few minutes.
  3. Pay with a card or bank transfer in Türkiye; the recipient in Germany gets money to a card, account or wallet.

FAQ

What is the cheapest way to send money from Türkiye to Germany?

Compare the amount received, not the advertised fee: a "0% fee" service can hide 3% in the exchange rate. The list above already accounts for both.

How long does a transfer from Türkiye to Germany take?

Card-to-card and stablecoin transfers usually arrive within minutes; bank payouts can take up to 1–3 business days.

What is the TRY to EUR exchange rate today?

The mid-market rate is 1 TRY = 0.0179554 EUR. Services add their own markup; we show how much of it you lose.

Are these services legal and safe?

All listed services are public companies with their own licences and terms. Check the recipient's country rules and your bank's limits before a large transfer.

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