Send money from United States to Australia

You pay in USD, the recipient gets AUD. Below are services that can do this today, ranked by how much actually arrives after all fees and exchange-rate markups.

Market rate: 1 USD = 1.4235 AUD
Best now: Ether.fi — send 500 USD, receive about 709.28 AUD.
Estimates for 500 USD; open the app for your own amount. · Updated:

Services that send this corridor directly

Ether.fi Best now
Loss vs market: 0.35%
709.28 AUD ≈
USDC (Solana) → Local transfer
Open Ether.fi
Paysend Better rate on your first transfer
Loss vs market: 2.57%
693.48 AUD
Debit card Visa/Mastercard (Apple Pay / Google Pay) → To a Visa/Mastercard card or bank account
Open Paysend
Walt DeFi
Loss vs market: 4.64%
678.72 AUD ≈
USDe on-chain, TON network (TON) → Sell USDT / GRAM to a bank card (MoonPay) (TON)
Open Walt DeFi

Two-step route via a dollar stablecoin (USDT)

Buy USDT for USD in one service, send it (fees are cents), and sell it for AUD in another. Two steps, but often cheaper than a bank wire, and it works for corridors nobody serves directly.

Step 1 — USD → USDT

HOT Wallet Best now
Loss vs market: 0%
500 USDT
On-chain (TON) → On-chain (NEAR)
Open HOT Wallet
Walt DeFi
Loss vs market: 0%
500 USDT
USDT on-chain, TON network (TON) → USDT on-chain, TON network (TON)
Open Walt DeFi
Ether.fi
Loss vs market: 0%
500 USDT
USDT (Solana) → USDT (OP Mainnet)
Open Ether.fi

Step 2 — USDT → AUD

Ether.fi Best now
Loss vs market: 0.35%
141.86 AUD ≈
USDT (Solana) → Local transfer
Open Ether.fi
Walt DeFi
Loss vs market: 4.64%
135.74 AUD ≈
USDT on-chain, TON network (TON) → Sell USDT / GRAM to a bank card (MoonPay) (TON)
Open Walt DeFi

Calculate your amount

Convert USD to AUD in the app

How it works

  1. Pick a service above and open it with our link (some give a bonus on the first transfer).
  2. Register and pass a quick identity check — usually a passport photo, a few minutes.
  3. Pay with a card or bank transfer in United States; the recipient in Australia gets money to a card, account or wallet.

FAQ

What is the cheapest way to send money from United States to Australia?

Compare the amount received, not the advertised fee: a "0% fee" service can hide 3% in the exchange rate. The list above already accounts for both.

How long does a transfer from United States to Australia take?

Card-to-card and stablecoin transfers usually arrive within minutes; bank payouts can take up to 1–3 business days.

What is the USD to AUD exchange rate today?

The mid-market rate is 1 USD = 1.4235 AUD. Services add their own markup; we show how much of it you lose.

Are these services legal and safe?

All listed services are public companies with their own licences and terms. Check the recipient's country rules and your bank's limits before a large transfer.

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