Ether.fi
Ether.fi is a crypto neobank: a self-custodial account with a Visa card, USD payouts by ACH, FedWire and SWIFT, EUR by SEPA and BRL by PIX, all funded from stablecoins. Payout fees are a small percentage plus a fixed amount depending on the rail; stablecoin deposits are free.
Open Ether.fi Invite code: 6d8f136b
Ways to pay in
| Currency | Network / method | Fee | Limits |
|---|---|---|---|
| USD | ACH | 0.1% + 0.5 USD | — |
| USD | FedWire | 0.1% + 20 USD | — |
| USD | Swift · SWIFT | 0.1% + 20 USD | — |
| USD | Cash App | 2.9% + 0.3 USD ≈ | — |
| USD | Apple Pay | 2.9% + 0.3 USD ≈ | — |
| USD | Debit card (Stripe) | 2.9% + 0.3 USD ≈ | — |
| EUR | SEPA | 0.9 EUR | — |
| GBP | Faster Payments · Faster Payments (Faster Payments) | 0.2% + 0.9 GBP | — |
| AED | FTS · FTS (UAE bank) | 0.25% | — |
| JPY | JPYC transfer | 0.2% ≈ | from 2 USD |
| AUD | Australian bank transfer | 0.5 AUD | — |
| CAD | Interac e-Transfer | 0.2% ≈ | from 2 USD |
| BRL | PIX | 0.5% + 0.1 BRL | up to 20,000 USD |
| MXN | SPEI | 0.2% + 4.1 MXN | — |
| ARS | Local transfer | 0.2% ≈ | from 2 USD |
| USDT | Tron · USDT (TRON) | 0 | — |
| USDT | Ethereum · USDT (Ethereum) | 0 | — |
| USDT | Optimism · USDT (OP Mainnet) | 0 | — |
| USDT | Arbitrum · USDT (Arbitrum) | 0 | — |
| USDT | Base · USDT (Base) | 0 | — |
| USDT | Polygon · USDT (Polygon) | 0 | — |
| USDT | BNB Smart Chain · USDT (BNB Chain) | 0 | — |
| USDT | Solana · USDT (Solana) | 0 | — |
| USDT | Celo · USDT (Celo) | 0 | — |
| USDT | Gnosis · USDT (Gnosis) | 0 | — |
| USDT | HyperEVM · USDT (HyperEVM) | 0 | — |
| USDT | Kaia · USDT (Kaia) | 0 | — |
| USDT | Katana · USDT (Katana) | 0 | — |
| USDT | Mantle · USDT (Mantle) | 0 | — |
| USDT | Plasma · USDT (Plasma) | 0 | — |
| USDT | Scroll · USDT (Scroll) | 0 | — |
| USDT | Tempo · USDT (Tempo) | 0 | — |
| USDC | Optimism · USDC (OP Mainnet) | 0 | — |
| USDC | Ethereum · USDC (Ethereum) | 0 | — |
| USDC | Arbitrum · USDC (Arbitrum) | 0 | — |
| USDC | Base · USDC (Base) | 0 | — |
| USDC | Polygon · USDC (Polygon) | 0 | — |
| USDC | BNB Smart Chain · USDC (BNB Chain) | 0 | — |
| USDC | Solana · USDC (Solana) | 0 | — |
| USDC | Celo · USDC (Celo) | 0 | — |
| USDC | Gnosis · USDC (Gnosis) | 0 | — |
| USDC | HyperEVM · USDC (HyperEVM) | 0 | — |
| USDC | Katana · USDC (Katana) | 0 | — |
| USDC | Mantle · USDC (Mantle) | 0 | — |
| USDC | Scroll · USDC (Scroll) | 0 | — |
| USDC | Tempo · USDC (Tempo) | 0 | — |
Other currencies (7)
| Currency | Network / method | Fee | Limits |
|---|---|---|---|
| ETH | Ethereum · ETH (Ethereum) | 0 | — |
| ETH | Base · ETH (Base) | 0 | — |
| ETH | Optimism · WETH (OP Mainnet) | 0 | — |
| ETH | Scroll · ETH (Scroll) | 0 | — |
| COP | BREB | 0.45% + 1000 COP | — |
| ETHFI | Ethereum · ETHFI (Ethereum) | 0 | — |
| ETHFI | Scroll · ETHFI (Scroll) | 0 | — |
| ETHFI | Base · ETHFI (Base) | 0 | — |
| ETHFI | Optimism · ETHFI (OP Mainnet) | 0 | — |
| EURC | Ethereum · EURC (Ethereum) | 0 | — |
| EURC | Optimism · EURC (OP Mainnet) | 0 | — |
| EURC | Scroll · EURC (Scroll) | 0 | — |
| EURC | Base · EURC (Base) | 0.03% | — |
| EURC | Solana · EURC (Solana) | 0.03% | — |
| HYPE | HyperEVM · HYPE (HyperEVM) | 0 | — |
| OP | Optimism · OP (OP Mainnet) | 0 | — |
| PAXG | Ethereum · PAXG (Ethereum) | 0 | — |
Ways to receive
| Currency | Network / method | Fee | Limits |
|---|---|---|---|
| USD | ACH | 0.2% + 0.5 USD | — |
| USD | FedWire | 0.2% + 20 USD | — |
| USD | Swift · SWIFT | 0.12% + 20 USD | — |
| EUR | SEPA | 0.9 EUR | — |
| GBP | Faster Payments · Faster Payments (Faster Payments) | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| AED | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| CHF | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| JPY | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| CNY | Alipay | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| CNY | WeChat Pay | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| INR | UPI | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| AUD | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| CAD | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| PLN | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| NOK | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
Other currencies (26)
| Currency | Network / method | Fee | Limits |
|---|---|---|---|
| BRL | PIX | 0.5% + 0.1 BRL | up to 20,000 USD |
| MXN | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| VND | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| IDR | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| PHP | E-wallet | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| MYR | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| SGD | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| HKD | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| KRW | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| ILS | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| EGP | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| NGN | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| SAR | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| USDT | Optimism · USDT (OP Mainnet) | 0 | — |
| USDC | Optimism · USDC (OP Mainnet) | 0 | — |
| USDC | Ethereum · USDC (Ethereum) | 0 | — |
| USDC | Base · USDC (Base) | 0 | — |
| USDC | Arbitrum · USDC (Arbitrum) | 0 | — |
| USDC | HyperEVM · USDC (HyperEVM) | 0 | — |
| ETH | Optimism · WETH (OP Mainnet) | 0 | — |
| CLP | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| COP | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| COP | BREB | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| ETHFI | Optimism · ETHFI (OP Mainnet) | 0 | — |
| ETHFI | Ethereum · ETHFI (Ethereum) | 0 | — |
| ETHFI | Base · ETHFI (Base) | 0 | — |
| EURC | Optimism · EURC (OP Mainnet) | 0 | — |
| EURC | Ethereum · EURC (Ethereum) | 0 | — |
| HNL | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| HYPE | HyperEVM · HYPE (HyperEVM) | 0 | — |
| OP | Optimism · OP (OP Mainnet) | 0 | — |
| PAXG | Ethereum · PAXG (Ethereum) | 0 | — |
| PKR | IBAN | 0.2% ≈ | from 2 USD, up to 10,000 USD |
| UGX | Local transfer | 0.2% ≈ | from 2 USD, up to 10,000 USD |
Conversion
What Ether.fi charges to convert one currency into another:
| Pairs | Fee |
|---|---|
| EURC → USDC | 0.08% spread |
| USDC → EURC | 0.08% spread ≈ |
| Fiat and stablecoins → any | 0.15% spread |
| Crypto to crypto → any | 0.89% spread |
| Crypto and stablecoins (no fiat) → any | 0.41% spread |
| any → any | 0.56% spread ≈ |
— = not published. ≈ = estimate, not confirmed by the provider.
Compare in the converter
The converter shows what you would receive through Ether.fi and the other services for your amount, after all fees.
FAQ
What are Ether.fi's fees?
The cheapest way to pay into Ether.fi costs 0 (EURC), the cheapest payout 0 (USDC); conversion between currencies is 0.08% spread. Fees differ by currency, network and method — the exact figures are in the tables above.
What are the limits at Ether.fi?
Minimum and maximum amounts per transaction, where published, are listed next to each method above. Daily and monthly limits usually depend on your verification level and country — check them in Ether.fi's own terms before sending.
Is Ether.fi safe and regulated?
We do not rate the safety of services; we only collect their tariffs. Ether.fi operates at ether.fi — check its licence, terms of service and jurisdiction there, start with a small amount, and never send money you cannot afford to lose.
How do I start with Ether.fi through your link?
Press the "Open Ether.fi" button on this page: it leads to Ether.fi through our referral link, which costs you nothing and may give you a bonus on the first transaction. If the app asks for an invite code, enter 6d8f136b. Then compare the real amount you would receive in our converter.